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Property Insurance in Armenia


Our organization would like to present you information on real estate insurance companies as well, since real estate insurance is mandatory requirement for mortgage of banks and credit companies operating in Armenia.
We also recommend you to insure your real property that you are going to lease.



Property insurance protects losses to houses, buildings and other structures. All types of property from private houses and personal belongings, to large manufacturing plants with machinery and equipment may be insured through Cascade Insurance with standard international property insurance terms and conditions, covering:

  • Earthquake
  • Fire
  • Explosion
  • Flood
  • Storm or Tempest
  • Impact by vehicle or aircraft
  • Theft
  • Civil unrest

Coverage may also be purchased for stock, machinery breakdown, breakage of glass and other risks specific to individual industries. In addition, Business Interruption protects against loss of profit due to an interruption to normal business operations following an insured accident. Standard risks are protected by automatic reinsurance arranged by high rated European Re-Insurers. Other risks are reinsured on an individual basis with major global Re-Insurers, meeting our clients' requirements.

In the RELATED DOCUMENTS section you can find the terms and conditions of property insurance, which includes the premium payment terms, claims handling and dispute resolution procedures.

Property insurance rates range from:
0.040% - 1.500%

You wish to insure your house and contents against earthquake, fire, explosion, bursting pipes, flood, storm or tempest, impact by vehicle or aircraft, theft and civil unrest. The property is valued and insured for AMD 40,000,000. Estimated annual insurance cost would be AMD 125,000, equivalent to AMD 10,400 per month .

Why Cascade Insurance
Serving our
700+ property clients is as important to us as protecting your property is to you. Professional staff, strong financial backing and high quality Western reinsurers ensure we provide the solutions you need.

Cascade Insurance has arranged comprehensive reinsurance coverage through Resolution Consultants Ltd and Willis insurance brokers in London, for its Non Life underwriting portfolio. Our principal reinsurers are SCOR (France) and Polish Re (Poland), respectively rated A- and BBB- by Standard & Poor's.

How do I apply?
Step 1: Download, fill out and submit application form.
Step 2: Get a quotation within an hour of submitting your application.
Step 3: Sign contract based on quotation.

For more information regarding "Cascade insurance" policies please call "Cascade Insurance" ICJSC at (374 10) 278 776, 265 528.

Address: RA, Yerevan, 0033, 5 H. Kochar Street
Tel.: (+37410) 27-87-76, customer service ext: 111
Fax: (+37410) 27-82-21
E-mail: info@cin.am
Web page: http://www.cascadeinsurance.am


INGO ARMENIA Insurance Closed Joint Stock Company

The Company was established in 1997 as "EFES" Insurance CJSC.

On December 2003, the major part of the Company's shares was purchased by "INGOSSTRAKH" Russian Insurance CJSC, afterwards the Company was renamed into "INGO ARMENIA" Insurance CJSC.

Nowadays the Company functions based on APO 0005(0014) license provided by the Central Bank of Armenia, which gives the opportunity to provide services services of 11 types of non-life insurance.

The Company offers Non Life insurance products to individual and corporate clients for the following lines:

  • Motor Insurance
  • Property Insurance
  • Medical Insurance
  • Personal accident insurance
  • General Liability Insurance
  • Financial risks (BBB)
  • Cargo Insurance
  • Travel Insurance

"INGO ARMENIA" Insurance CJSC cooperates with leading reinsurance companies aiming at reinsuring the underwritten risks. Our main partners in reinsurance sphere are Munich Re and ACE (Germany), SCOR (France), AIG and Chubb Insurance (USA), Polish Re (Poland), Ingosstrakh (Russia).

The Company is also the only representative of the following insurance networks in the Republic of Armenia.

- Chubb insurance Group
- FM Global

Address: RA, Yerevan, 0010, Tpagrichneri 8 str.
Tel.: (374-10) 54 31 34, 54 31 35
Fax: (374-10) 54 75 06
E-mail: info@ingoarmenia.am
Web page: http://www.ingoarmenia.am


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